How much does Titus Pay at Close cost?
Pay at Close allows your clients to pay for their media services at closing — while you get paid instantly when they purchase their media.
Here’s exactly what it costs.
Business Fee
Titus charges a 3.99% business fee on each Pay at Close transaction.
There are:
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No setup fees
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No monthly fees
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No subscription costs
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No long-term contracts
The 3.99% fee is applied to each approved Pay at Close order.
Borrower (Agent) Fee
In some states, a borrower fee may apply.
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Borrower fees vary by state and credit profile, and range from 0% to 8%.
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The exact amount is clearly shown to the agent before they accept the terms.
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There are no hidden fees.
Why photographers use Pay at Close
Many businesses find that the ability to offer Pay at Close:
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Increases order size
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Removes booking friction
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Helps agents say “yes” faster
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Reduces payment collection headaches
For many photographers, the increased revenue opportunity outweighs the 3.99% transaction fee.