Loan Qualification

Homeowner Qualification

Homeowners must meet the following criteria:

• Credit score of 640+*
• Verified property ownership
• A loan to value ratio of 80% or less (including $25k or $50k Titus line)
• Active, signed listing agreement with subject property

Agent Qualification

Agents must meet the following criteria:

• Credit score of 670+*
• Active license in the state
• Active, signed listing agreement with subject property
• Payment must be less than half of expected commission

* Rates and score minimums vary by state.

You can view our latest rate sheet by clicking here.