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What ownership structures are eligible for Titus pay at close loans?

When applying for a Pay at Close loan, you'll be asked to identify how the property is owned. Select the option that best matches the property's ownership structure.

Myself

Select "Me" if the property is owned directly in your name.

No additional documentation is required.

LLC, Trust, or Partnership

Select this option if the property is owned by an LLC, trust, or partnership.

LLC-Owned Properties

If your home is owned by an LLC, you may still qualify for Pay at Close financing.

Titus attempts to verify the LLC automatically using:

  • The LLC name
  • The property address
  • The LLC's Tax Identification Number (TIN)

If the entity can be verified, property records show the LLC as the owner, and we can confirm your association with the LLC, your application may proceed without requiring any document uploads.

If information cannot be verified automatically, your application will be routed for manual review and we may request supporting documentation, such as:

  • Operating Agreement
  • Membership Certificate
  • Membership Ledger
  • Other documentation showing your ownership or membership interest in the LLC

* Please note: LLC-owned properties are only eligible for Pay at Close financing if the property's listing price is $1,000,000 or less.

Trusts and Partnerships

For trusts and partnerships, Titus may require documentation to verify your authority or ownership interest in the entity.

Acceptable documents may include trust documents, partnership agreements, or similar supporting documentation.

Estate/Probate

Select this option if the property is part of an estate or probate proceeding.

Titus will require documentation demonstrating your legal authority to act on behalf of the estate, such as:

  • Letters Testamentary
  • Letters of Administration
  • Court-issued probate documentation
  • Similar legal documents
Corporation

Properties owned by corporations are not eligible for Pay at Close financing.

Titus does not currently support Pay at Close loans for corporations or other ineligible business ownership structures.

Need Help?

Contact our support team at support@gotitus.com.