---
title: What fees does Titus charge to use their service? 
description: Titus' fees
---

[Skip to content](https://knowledge.gotitus.com/what-fees-are-charged#main-content)

English

Show submenu for translations

![](https://knowledge.gotitus.com/hs-fs/hubfs/Titus%20Logo-1.png?width=100&height=34&name=Titus%20Logo-1.png)

Open main navigation

Close main navigation

- English
  
  Show submenu for translations
- [Contact us](https://www.gotitus.com/support)

[Contact us](https://www.gotitus.com/support)

 How can we help you?

- There are no suggestions because the search field is empty.

1. [Titus Knowledge Base](https://knowledge.gotitus.com/?hsLang=en)
2. [About Titus](https://knowledge.gotitus.com/about-titus?hsLang=en)
3. [Getting Started](https://knowledge.gotitus.com/about-titus?hsLang=en#getting-started)

# What fees does Titus charge to use their service?

#### Titus offers two types of payment solutions: Pay at Close and Card Processing. Fees vary depending on which product is used.

#### **Pay at Close (Business and Borrower Rates)**

For Pay at Close transactions:

- **Businesses** are charged a percentage-based fee (typically 3.99%) of the transaction amount.
- **Borrowers** may be charged a fee ranging from 0% up to 8%, depending on state regulations and underwriting criteria.

Borrower fees, if applicable, are disclosed in the agreement prior to acceptance.

You can view our current rates [here](https://docs.google.com/spreadsheets/d/1rkIp2XlDRLLjnH_1uD_4hXGanG2Fp55LiaIVmrGYah0/edit?gid=1671807650#gid=1671807650)

#### **Card Processing (Pay Now, Business Rates Only)**

When using Titus as a card processor, businesses are typically charged:

- 2.69% of the transaction amount
- $0.30 per transaction

\*Exact rates may vary by agreement.

### Need Help?

Contact our support team at support@gotitus.com.

- [About Titus](https://knowledge.gotitus.com/about-titus?hsLang=en#main-content)

    - [Getting Started](https://knowledge.gotitus.com/about-titus?hsLang=en#getting-started)
- [Account & Security](https://knowledge.gotitus.com/account-security?hsLang=en#main-content)

    - [Getting Started](https://knowledge.gotitus.com/account-security?hsLang=en#getting-started)
    - [Account Management](https://knowledge.gotitus.com/account-security?hsLang=en#account-management)
    - [User Management](https://knowledge.gotitus.com/account-security?hsLang=en#user-management)
- [Card Payments](https://knowledge.gotitus.com/card-payments?hsLang=en#main-content)

    - [Getting Setup](https://knowledge.gotitus.com/card-payments?hsLang=en#getting-setup)
    - [Managing Payments](https://knowledge.gotitus.com/card-payments?hsLang=en#managing-payments)
    - [PCI Compliance](https://knowledge.gotitus.com/card-payments?hsLang=en#pci-compliance)
- [Pay at Close Financing](https://knowledge.gotitus.com/pay-at-close-financing?hsLang=en#main-content)

    - [Getting Started](https://knowledge.gotitus.com/pay-at-close-financing?hsLang=en#getting-started)
    - [Applications & Approval](https://knowledge.gotitus.com/pay-at-close-financing?hsLang=en#applications-approval)
    - [Funding & Vendor Payments](https://knowledge.gotitus.com/pay-at-close-financing?hsLang=en#funding-vendor-payments)
    - [Loan Management](https://knowledge.gotitus.com/pay-at-close-financing?hsLang=en#loan-management)
    - [Repayment & Closing](https://knowledge.gotitus.com/pay-at-close-financing?hsLang=en#repayment-closing)
    - [Disputes & State Specific](https://knowledge.gotitus.com/pay-at-close-financing?hsLang=en#disputes-state-specific)
- [Invoicing & Proposals](https://knowledge.gotitus.com/invoicing-proposals?hsLang=en#main-content)

    - [Getting Started](https://knowledge.gotitus.com/invoicing-proposals?hsLang=en#getting-started)
    - [Proposal Management](https://knowledge.gotitus.com/invoicing-proposals?hsLang=en#proposal-management)
    - [Customer & Project Management](https://knowledge.gotitus.com/invoicing-proposals?hsLang=en#customer-project-management)
    - [Payments & Fees](https://knowledge.gotitus.com/invoicing-proposals?hsLang=en#payments-fees)
    - [Renewals & Incidentals](https://knowledge.gotitus.com/invoicing-proposals?hsLang=en#renewals-incidentals)
    - [Collections & Troubleshooting](https://knowledge.gotitus.com/invoicing-proposals?hsLang=en#collections-troubleshooting)
    - [Project dates](https://knowledge.gotitus.com/invoicing-proposals?hsLang=en#project-dates)
- [Third-party Integrations](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#main-content)

    - [Photographer Marketing](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#photographer-marketing)
    - [Fotello Setup](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#fotello-setup)
    - [HDPhotoHub Setup](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#hdphotohub-setup)
    - [HDPhotoHub Payments](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#hdphotohub-payments)
    - [Prept Setup](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#prept-setup)
    - [Spiro Setup](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#spiro-setup)
    - [Spiro Payments](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#spiro-payments)
    - [Tonomo Setup](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#tonomo-setup)
    - [Tonomo Payments](https://knowledge.gotitus.com/third-party-integrations?hsLang=en#tonomo-payments)
- [Business Resources](https://knowledge.gotitus.com/business-resources?hsLang=en#main-content)

    - [Dashboard & Setup](https://knowledge.gotitus.com/business-resources?hsLang=en#dashboard-setup)
    - [Payments & Payouts](https://knowledge.gotitus.com/business-resources?hsLang=en#payments-payouts)
    - [Reporting & Integrations](https://knowledge.gotitus.com/business-resources?hsLang=en#reporting-integrations)
    - [Marketing](https://knowledge.gotitus.com/business-resources?hsLang=en#marketing)
- [QuickBooks sync](https://knowledge.gotitus.com/quickbooks-sync?hsLang=en)
- [Project dates](https://knowledge.gotitus.com/project-dates?hsLang=en)

[![](https://knowledge.gotitus.com/hs-fs/hubfs/Titus%20Logo-1.png?width=100&height=34&name=Titus%20Logo-1.png)](https://www.gotitus.com)

© 2025 Aalto, Inc. dba Titus. All rights reserved.