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What fees does Titus charge to use their service? 

Titus offers two types of payment solutions: Pay at Close and Card Processing. Fees vary depending on which product is used.

Pay at Close (Business and Borrower Rates)

For Pay at Close transactions:

  • Businesses are charged a percentage-based fee (typically 3.99%) of the transaction amount.

  • Borrowers may be charged a fee ranging from 0% up to 8%, depending on state regulations and underwriting criteria.

Borrower fees, if applicable, are disclosed in the agreement prior to acceptance.

You can view our current rates here


Card Processing (Pay Now, Business Rates Only)

When using Titus as a card processor, businesses are typically charged:

  • 2.99% of the transaction amount

  • $0.30 per transaction

*Exact rates may vary by agreement.