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What fees are charged

Titus offers two types of payment solutions: Pay at Close and Card Processing. Fees vary depending on which product is used.

Pay at Close

For Pay at Close transactions:

  • Businesses are charged a percentage-based fee (typically 3.99%) of the transaction amount.

  • Borrowers may be charged a fee ranging from 0% up to 8%, depending on state regulations and underwriting criteria.

Borrower fees, if applicable, are disclosed in the agreement prior to acceptance.

You can view our current rates here


Card Processing (Pay Now)

When using Titus as a card processor, businesses are typically charged:

  • 2.99% of the transaction amount

  • $0.30 per transaction

Exact rates may vary by agreement.